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"Sophisticatedly Delicious and Deliciously Sophisticated." Hey you wonderful gentlemen! Welcome to my OF Portal. What is it a portal to? Well, it's a portal to a real girlfriend experience. The per..
Patrick Boyle does us a solid again by bringing up data and perspective on LA fires that the mainstream either does in a glib way or one of the its ultimately useless spins. Check it out or use the key takeaway notes below if you like the topic but are in a rush/ :)<br /><br /><a href="https://youtu.be/V7zKIKEMlhY?si=cQoa88RtYxzFhaKA" target="_blank" rel="noreferer noopener">https://youtu.be/V7zKIKEMlhY?si=cQoa88RtYxzFhaKA</a><br /><br />Key Takeaway Notes with time stamps:<br /><br /><strong>(00:00)</strong> The National Interagency Fire Center warned of high fire potential in Southern California due to warm weather, dry conditions, and Santa Ana winds.<br /><strong>(00:36)</strong> Santa Ana winds, known for fueling major wildfires, contribute to rapid fire spread by drying out vegetation.<br /><strong>(01:14)</strong> The Palisades and Eaton fires are among the most destructive in California's history, causing significant loss of life and property.<br /><strong>(02:31)</strong> Increased population in wooded areas has heightened the risk and impact of wildfires, exacerbated by a phenomenon known as hydroclimate whiplash.<br /><strong>(03:45)</strong> Regulatory delays in controlled burns and vegetation thinning complicate fire prevention efforts, but these practices wouldn't have helped in current fire zones.<br /><strong>(06:09)</strong> The Los Angeles wildfires are projected to be the most expensive in U.S. history, with significant insurance industry losses and challenges in rebuilding.<br /><strong>(08:55)</strong> Insurance issues in California, including coverage caps and insurer withdrawals, have left many underinsured, complicating recovery efforts.<strong>(12:09)</strong> Utilities face potential liabilities under California's inverse condemnation law, leading to financial risks and investor concerns.<br /><strong>(14:48)</strong> State insurance market issues stem from Proposition 103, which limits rate increases and affects insurers' profitability, leading to a withdrawal from high-risk areas.<br /><strong>(18:01)</strong> Recent changes in insurance regulation aim to stabilize the market by allowing forward-looking risk assessments and passing reinsurance costs to consumers, though challenges remain. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/V7zKIKEMlhY' allowfullscreen></iframe> </div>
January 22, 2025 - 00:54:12What a combo! 😛
January 21, 2025 - 01:39:03Righteous! 🤤
January 19, 2025 - 01:39:08Isn't it weird how you go out because you wanna get in? 😅
January 18, 2025 - 03:33:05Do you prefer a girlfriend experience or an experienced girlfriend? 😏
January 17, 2025 - 01:33:04As per usual, our friend Patrick Boyle handles a topic no matter how- ummm- touchy it is! Good on him. Check out the video or the key takeaway points if you like :)<br /><br /><a href="https://youtu.be/SfbfaA8kriI?si=Qh8p1a6JfUoVpZLd" target="_blank" rel="noreferer noopener">https://youtu.be/SfbfaA8kriI?si=Qh8p1a6JfUoVpZLd</a><br /><br /><br />Key takeaway points:<br /><br />In 2024, immigration became a significant concern among voters in both Europe and the United States, with a Gallup survey indicating a majority of Americans preferred less immigration, marking a notable shift since 2005.The US, home to the largest foreign-born population globally, has immigrants constituting 14.3% of its population, with the majority legally present, while 11 to 13 million are estimated to be illegal immigrants, forming up to 6% of the US workforce.<br />Illegal immigrants predominantly reside in California, Florida, New York, and Texas, working mainly in agriculture, service, and construction sectors.Immigration has been a key issue for Donald Trump, who advocated for reducing both legal and illegal immigration, proposing a border wall, which led to a government shutdown and a national emergency declaration to divert funds for its construction.<br />The Biden administration aimed to reverse Trump's immigration policies, reducing domestic enforcement and focusing on migration drivers from Central America. However, during the pandemic, a public health law allowed rapid border turnbacks, which continued under Biden until 2023.<br />A record high of nearly 2.5 million apprehensions occurred at the southern border in 2023, with a shift from predominantly Mexican migrants to more from Asia, particularly China and India, seeking asylum.<br />Trump's proposed mass deportations are complex and costly, potentially removing 6% of the workforce, with significant financial and social implications. His past deportation numbers were lower than Obama's, despite his tough rhetoric.<br />The economic impact of deportations is debated, with some economists warning of labor shortages and inflation, while others predict positive effects on earnings and the stock market, reflecting a divide in economic interpretations.<br />Under Biden, border crossings increased due to perceived better treatment of migrants, with many seeking asylum and obtaining work permits, though not eligible for federal benefits except in specific cases.<br />Immigration reform remains a challenge, with the last major legislative success under Ronald Reagan in 1986. Subsequent efforts by Bush, Obama, Trump, and Biden have stalled, reflecting ongoing political and economic debates on balancing immigration needs and resources.<br />Trump's additional proposals include ending birthright citizenship, limiting visa durations, and restricting refugee admissions, which would require significant funding and legislative support, and could have far-reaching consequences on the US economy and society. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/SfbfaA8kriI' allowfullscreen></iframe> </div>
January 16, 2025 - 01:27:03Recent memories of Casa Madera 😊
January 16, 2025 - 00:16:49Check out my latest podcast episode- this one is devoted to you amazing men! :) The topics is useful and you can apply it in everyday life! <br /><br />Have a listen at <br /><br /><a href="https://open.spotify.com/show/3wIkiyBsm7gDYKHiyBMRHb" target="_blank" rel="noreferer noopener">https://open.spotify.com/show/3wIkiyBsm7gDYKHiyBMRHb</a>
January 15, 2025 - 01:25:25Smile! 😘
January 10, 2025 - 00:44:07Hey babe! :) Season 1 Episode 3 of my podcast is up and available for your listening pleasure! Check it out because- as per usual- it is a good AND a useful episode to hear! Also, shorter and sweeter than most podcasts out there. ;)<br /><br />https://creators.spotify.com/pod/show/kim-z-dash/episodes/The-Broken-Employment-Landscape-e2t4q6e
January 8, 2025 - 01:30:08Wishing you a Happy New Year with a little compilation of my NYE! 🎉😘 I feel happy and blessed with the way I spent it and I know your support was a major part of it, which makes you beyond sweet. 2024 was a warmup that went very well; time for that next level in 2025 that we are going to enjoy together! ❤️
January 2, 2025 - 00:55:04December 27th action on GRRR. Famous enough company, famous enough small cap stock, yet look at this babe! Usually, I love sharing charts that blow expectations out of the water. This time, I want to share the type of chart you love to hate! And if you ever got into learning how to trade, you may have seen this infuriating abomination before. <br /><br />Let us say for simplicity that you are a long bias trader- no shorting. The stock pops up on your screener, the first candlestick exhibits a home run type of start and you are off to the races- or so you thought! Next thing you know, this thing collapses onto itself like a neutron star, all the way down to the open of the day or so, and then the stupid ass stock takes all day to get you to about a break even or so... It is price action like this that still keeps me studying instead of applying what I have learned so far! If I had to watch myself barely break even instead of getting an easy 8-12 percent out of this, I would be squeezing my nipples in anger and then regret is 3 seconds later as soon as I realize I would rather squeeze your nipples instead ahha! :P<br /><br />If you ask me, a teachable moment from this one is to not trust a strong opening candlestick on the 5 minute chart if it busts through Camarilla R4 this early in the game... <br /><br />Anywho, now you see that the glasses I wear are not just a prop :P
December 31, 2024 - 00:52:03Pre Xmas dinner selfie ✅ 😘
December 26, 2024 - 00:57:39Santa had a makeover this year. So this year, Santa is the present! 😆😍
December 26, 2024 - 00:18:02Merry Christmas, wishing you a sweet, amazing, peaceful and blessed time. A day to rest, a day to enjoy, a day to reflect and a day to think about all the goals you can finesse until the same time next year! ❤️🎉🎄🎅
December 25, 2024 - 23:09:24Keeping it as holy as I can considering what platform this is and what day it is today. 😊🙏
December 25, 2024 - 01:16:02Wanna go again? 😉
December 22, 2024 - 03:14:03This time around, you are way ahead of me in the undressing game! OK...you win 😅🥵
December 21, 2024 - 01:30:05Your turn! 😘
December 20, 2024 - 00:12:10Boobra Schmidt 😛 If you know, you know. 😉 <br /><br />Happy Friday! 🎉🥵
December 14, 2024 - 01:34:23Come on! Just one more day and it's weekend! You can do it! 😘💪🎉
December 13, 2024 - 01:19:19Hug time- for starters. 😏
December 10, 2024 - 02:32:26OOTD 😍
December 10, 2024 - 01:21:49In case you missed it, you may wanna have what I'm having! 🥵
December 6, 2024 - 01:51:03Hump that on Hump Day! 🥵💦
December 5, 2024 - 02:34:03Pretty in pink. Or...pretty in my pink 😏
December 4, 2024 - 01:50:20This Sunday, Nina was still-ummm- low key recovering last Sunday (we unexpectedly went one more round after and it took me way longer than her virgin behind could handle 😅🥵), so tonight I had to tell her that if she's not ready to give it up again in new and exciting positions, I need her mouth and throat as tribute! 😏 I thought she wouldn't like my assertive tone, but her candy cane got a little swollen because of it! 😛 Excellent. Now, which way do I point her while she's going down on me? Hmmm, well, I picked the mirror because you could easily see her booty so both you and me get turned on while I turn her throat into a tight wet pussy that melts my hard swollen candy cane in the best way possible. 💦💦 Enjoy it as much as I did (plus a little more 😉).
December 2, 2024 - 01:09:58My favorite online grandpa- along with GrndpaGaming (if you know, you know)- makes me ROFL again! :P<br /><br /><a href="https://youtu.be/yagcvSe53UQ?si=k3NHx3t9w4_mguxk" target="_blank" rel="noreferer noopener">https://youtu.be/yagcvSe53UQ?si=k3NHx3t9w4_mguxk</a><br /><br /> <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/yagcvSe53UQ' allowfullscreen></iframe> </div>
November 29, 2024 - 00:22:03Warm Thanksgiving wishes to our neighbors to the south! May your celebrations be filled with gratitude and joy. ❤️🎉🦃🍗
November 28, 2024 - 17:07:39My fav chart from Tuesday, November 26th. PDYN soars again! However, this chart also has an important lesson in reality for most of us. :)
November 28, 2024 - 02:33:03When a popular meme coin co-creator distances himself from his creation... You have to look at it from all angles. Here is one about Doge coin.<br /><br /><a href="https://youtu.be/oYWbztL-ZD8?si=_JCVuW05jk6q2Fk" target="_blank" rel="noreferer noopener">https://youtu.be/oYWbztL-ZD8?si=_JCVuW05jk6q2Fk</a>-<br /> <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/oYWbztL-ZD8' allowfullscreen></iframe> </div>
November 27, 2024 - 00:19:15Before you watch this clip, please remember- Nina asked for it! 😈 Ask and receive 😏🤤 She told me she always asks a date to go vanilla on her vanilla if you know what I mean. This time, she wanted to feel what it's like when she's not the one setting the rules! 🥵 Babe, between you and me, I've been waiting forever for her to voice her desire. She did not disappoint either; vanilla level tight, vanilla level responsive... Made me fill that condom up all the way! 💦 You get to enjoy the season finale, the fast forward to the part you really wanna jerk off to. Make a mess all over yourself the way I did all up in there! 😈
November 25, 2024 - 01:27:14Well, as it turns out, I just couldn't help myself. I put my pj bottoms back on and I was like "stop being lazy and get your sweet ass out of bed". But, my candy cane had a mind of its own. Usually I tell it what to do. This time, it told me what it wants and my hands followed... Glad I listened! 😅🥵
November 23, 2024 - 19:03:20Belated good morning. Just woke up like this... 🥵
November 23, 2024 - 18:13:58Who is more desperate here- VW or Rivian? Hmmm.... Interesting video, takeaway notes included below.<br /><br /><a href="https://youtu.be/tZLfwMv9zKc?si=sBfShPimLpBj67Yj" target="_blank" rel="noreferer noopener">https://youtu.be/tZLfwMv9zKc?si=sBfShPimLpBj67Yj</a><br /><br />Key takeaway notes:<br /><br />1. <strong>Rivian's Struggles</strong>: - Rivian faces significant financial issues, losing tens of thousands of dollars on every car sold due to high production costs. - In Q3 2024, Rivian reported a gross loss of $39,000 per vehicle, worsening from Q2. - The company has burned through nearly $6 billion in negative free cash flow in 2023, with its cash reserves depleting rapidly despite a recent $1.3 billion infusion from Volkswagen.2. <strong>Volkswagen's Challenges</strong>: - Volkswagen is profitable but struggles with its transition to electric vehicles (EVs). - Its EV software is glitchy and unreliable, leading to customer complaints and shrinking market share.3. <strong>Joint Venture Details</strong>: - In June 2024, Volkswagen agreed to invest up to $5.8 billion in Rivian over four years. - The deal provides Volkswagen with immediate access to Rivian's advanced software and electrical architecture, considered industry-leading.4. <strong>Investment Conditions</strong>: - Investments are tied to milestones: Volkswagen will only release further funds if Rivian achieves two quarters of positive gross profit. - Rivian has yet to fulfill these conditions, casting doubt on future funding.5. <strong>Rivian's Optimistic Projections</strong>: - Rivian claims its second-generation vehicles have 20% lower material costs, aiming for positive gross margins by Q4 2024. - Analysts remain skeptical as production improvements have not reduced losses.6. <strong>Financial Outlook</strong>: - Rivian’s current cash reserves, including Volkswagen's payments, could last until mid-2026 without profitability. - If it fails to achieve gross profit milestones, it risks bankruptcy, making further investments unlikely.7. <strong>Volkswagen's Strategic Benefits</strong>: - Even if Rivian goes bankrupt, Volkswagen retains licenses for its software and architecture, which it plans to use in future EV models. - Volkswagen's Scout brand vehicles, debuting in 2028, will leverage Rivian’s technology and compete at lower price points, potentially undermining Rivian further.8. <strong>Market Competition</strong>: - Rivian’s cars face insufficient demand, with high starting prices ($70,000+). - Volkswagen's cheaper Scout models could exacerbate Rivian's sales struggles if the company survives until 2028.9. <strong>Outlook for Both Companies</strong>: - The partnership addresses critical needs for both companies—capital for Rivian and software for Volkswagen—but neither’s long-term success is guaranteed. - Rivian’s viability hinges on achieving profitability soon, while Volkswagen must refine its EV strategy to stay competitive.10. <strong>Conclusion</strong>: - Rivian’s financial trajectory appears dire, with high cash burn and no credible path to profitability. - Volkswagen may emerge stronger with Rivian’s technology, but Rivian’s future as a going concern remains highly uncertain. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/tZLfwMv9zKc' allowfullscreen></iframe> </div>
November 23, 2024 - 00:14:15Mwah! 😘😘😘
November 22, 2024 - 23:44:16Another one I wish I was in. XCUR really ripped today... Sigh... But, congrats to those who jumped on! :)
November 21, 2024 - 00:23:17Like a sexy Sith Lord or something! 😈
November 20, 2024 - 23:41:20To all of my lovely fans: Happy International Men's Day! Yes, it is today and if no one else in your life remembered- I sure did! 😘<br /><br />💪💪💪🎉🎉🎉💪💪💪
November 20, 2024 - 01:10:40Tonight, I just went for it. I had a great day, lots of rest, and I felt frisky. So, I took it all off, dimmed the lights, and I didn't even feel like browsing for content to get me off- I had you in my mind's eye for that tonight. Now, you might have wondered this for a while: "Does a special girl like her play with herself only by playing wirh her candy cane, or does she also use toys? Tonight, you get your answer! 😉
November 18, 2024 - 00:24:36So, before you buy a girl a luxury handbag, maybe check this out. Notes included! ;)<br /><br /><a href="https://youtu.be/PxXmlQpGjRM?si=S_827844Keo3LAFI" target="_blank" rel="noreferer noopener">https://youtu.be/PxXmlQpGjRM?si=S_827844Keo3LAFI</a><br /><br /><br />Key Takeaway Notes:<br /><br />- <strong>Tapestry’s Acquisition Attempt</strong>: In August 2023, Tapestry (Coach and Kate Spade’s parent) announced an $8.5 billion acquisition of Capri Holdings (Michael Kors’ parent), aiming to create a luxury handbag giant.<br />- <strong>FTC Blocks Merger</strong>: The FTC blocked the merger in October 2024 over antitrust concerns, arguing it would reduce competition in the accessible luxury handbag market. Capri’s share price dropped sharply following the ruling.<br />- <strong>Economic Concerns for Capri</strong>: Capri's financials had been declining, with revenue dropping 8% over the past fiscal year and Michael Kors struggling due to oversaturation and heavy discounting, which damaged its luxury image.<br />- <strong>Accessible Luxury Market</strong>: Accessible luxury brands (e.g., Coach, Kate Spade, Michael Kors) occupy a middle market between mass-market and high-end luxury, targeting consumers who want quality but can't afford top-tier brands like Chanel or Louis Vuitton.<br />- <strong>Internal Memos as Evidence</strong>: Tapestry and Capri's internal communications showed they aimed to limit price competition by reducing discounting across brands, which the FTC viewed as anti-competitive.<br />- <strong>Investor Expectations Misaligned</strong>: Investors initially expected the merger would proceed, especially given recent court defeats for the FTC. Capri’s stock surged briefly but plunged after the judge’s ruling.<br />- <strong>Tapestry’s Gain</strong>: Tapestry may have benefited as Capri’s declining performance would have made the acquisition costly; blocking the deal avoided an overpriced purchase.<br />- <strong>Luxury Market Competition</strong>: Luxury handbag brands are intensely competitive, with distinctions in price and quality between mass-market, accessible luxury, and true luxury brands. European brands like Chanel dominate true luxury.<br />- <strong>Michael Kors’ Decline</strong>: Overexpansion, frequent discounts, and logo-heavy designs contributed to a loss of prestige for Michael Kors, making the brand appear less exclusive.<br />- <strong>Future for Capri</strong>: With the merger blocked, Capri must navigate challenges independently, facing financial instability and a diluted brand reputation for Michael Kors. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/PxXmlQpGjRM' allowfullscreen></iframe> </div>
November 15, 2024 - 23:17:03The beautiful chart below is from yesterday, November 13th. When people ask me where I wish I was yesterday, my reply is I wish I was all up inside QUBT hard! :P I mean look at this beautiful chart!
November 15, 2024 - 00:17:02"Net" worth 😆
November 14, 2024 - 23:51:20Why, Chile? This country gave me tons of hope for the strength of South America... Notes below too.<br /><br /><a href="https://youtu.be/BLH6Z1-t5e0?si=C1qDaBPcI5t3bKYD" target="_blank" rel="noreferer noopener">https://youtu.be/BLH6Z1-t5e0?si=C1qDaBPcI5t3bKYD</a><br /><br />Key Takeaway Notes:<br /><br />Chile's Unique Economic Landscape: Chile is one of the wealthiest countries in South America, often compared favorably to its neighboring countries. However, it is also one of the most unequal countries in the world due to policies favoring low taxes, lax regulations, and a business-friendly environment.<br />Resource-Driven Economy: Chile is a major global exporter of copper, producing around one-third of the world's supply, which has driven economic growth. This heavy export reliance, particularly on non-renewable resources, poses a long-term sustainability issue.<br />Influence of the "Chicago Boys": In the 1970s and 80s, a group of economists trained in free-market policies, known as the "Chicago Boys," implemented drastic privatization and deregulation under the Pinochet regime, impacting industries from health to education.<br />Economic "Miracle" and Inequality: While Chile’s economy grew significantly in the decades following these reforms, wealth disparity also widened, with a high concentration of wealth among the top 20% and low wages for the majority of workers.<br />Export Dependency and Economic Instability: Chile's dependence on exports and the matching of its currency to the U.S. dollar in the 1970s led to a severe economic crisis in 1982, resulting in high unemployment and banking instability.<br />Impact of Inequality on Social Stability: Despite economic growth, the wealth gap has led to social unrest, with significant protests between 2019 and 2022 that cost billions in damages and caused job losses. There are pressures on the government for social reforms to address inequality.<br />Government Concessions and Constitutional Change: In response to social pressures, Chile's government has made concessions, including a proposal to rewrite its constitution, aiming to address inequality without deterring foreign investment.<br />Calls for Reform and Diversification: To maintain stability and prosperity, Chile may need reforms that ensure fairer wealth distribution and diversification beyond copper and lithium exports to build a more sustainable economy.<br />Ongoing Inequality Despite Improvement: Although inequality has improved slightly, it remains high. Chile faces challenges in balancing its export-driven growth with the need for social equity and political stability. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/BLH6Z1-t5e0' allowfullscreen></iframe> </div>
November 14, 2024 - 03:07:16Representing... The best of it! 😅 How are you doing tonight? 😍
November 14, 2024 - 00:06:51Halloween is long over so here's a treat- no tricks! 😛
November 13, 2024 - 00:10:21Respect to those who traded their lives for our own. Motivation for those who are ready to do that for us today. Happy Remembrance Day. ❤️🇨🇦❤️
November 12, 2024 - 00:07:17Paint the town red 😈😉
November 9, 2024 - 01:40:18Need a good comeback story to make you feel amazing? Check out the story of how Kodak bounced back- brought to us by Logically Answered. Notes below too! :)<br /><br /><a href="https://youtu.be/N1hJaelOic8?si=WjJYjLMwSDI1c3CZ" target="_blank" rel="noreferer noopener">https://youtu.be/N1hJaelOic8?si=WjJYjLMwSDI1c3CZ</a><br /><br />Key Takeaway Notes:<br /><br />Kodak's Bankruptcy and Restructuring: Once a $30 billion leader in the camera market, Kodak filed for bankruptcy in 2013 after failing to capitalize on digital photography. By selling assets and reducing debt, they were able to exit bankruptcy, although many creditors received only partial repayments.<br />New Leadership with Jeffrey J. Clarke: In 2014, Kodak appointed Jeffrey Clarke as CEO. Clarke prioritized listening to employees and fostering innovation, implementing a "fail fast" approach to improve agility and reduce bureaucracy.<br />Shift to Commercial Printing: Under Clarke, Kodak pivoted to digital printing, using their expertise in ink and imaging technology. They launched the Prosper 5000XLi and later the Prosper 6000, high-speed printers that positioned them as leaders in the commercial printing market.<br />Profitability and Film Comeback: Kodak recorded their first profit post-bankruptcy in 2016. Additionally, film photography experienced a resurgence, with high-profile directors and newer generations showing renewed interest in analog film.<br />2023 Success and Future Outlook: By 2023, Kodak reported $1.1 billion in revenue and a $75 million net income, marking a successful transformation. They continue focusing on innovation and research, maintaining their legacy in printing while expanding into profitable new markets. <div class='youtube_container'> <iframe width='100%' height='315' src='https://www.youtube.com/embed/N1hJaelOic8' allowfullscreen></iframe> </div>
November 7, 2024 - 23:44:03The view before we get started 😏
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